NCMS Insurance Solutions

A comprehensive employee benefits and risk management solution platform built to address the unique challenges of North Carolina physicians and their practices.

Employee Benefits

Risk Management

NCMS Employee Benefit Plan

The North Carolina Medical Society Employee Benefit Plan (NCMS Plan) is a high-quality, cost-effective health benefits solution for physicians and employees. It is the only statewide health benefits plan designed for physicians in need of customized health and dental programs.

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High-Income Disability Protection Plan

A proprietary program, offering high-limit, simplified issue disability solutions. This Plan features a Group Individual Disability Insurance (IDI) Supplement program consisting of various disability and life coverage offerings that cover 40-60% of income replacement.

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Employee Benefits

Health Insurance

Dental Insurance

Vision Plans

Disability Insurance

Life Insurance

Ancillary & Voluntary Benefits

Benefit Consulting & Support

Enrollment & Administration Technology

Human Resources Consulting

Compliance & Regulatory Consulting

Wellness & Well-Being Programs

Learn More About Our Employee Benefits Offerings

Risk Management

Medical Professional Liability

Broker Partner of Curi Insurance

Property & Casualty

Business Property/General Liability
Inland Marine
Automobile
Workers’ Compensation
Umbrella/Excess Liability

Executive Liability

Directors and Officers (D&O)
Employment Practice Liability (EPLI)
Fiduciary Liability

Private Client Services

Personal Risk Assessment
Customized Solutions
Program Implementation
Proactive Management