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High-Value Home Insurance

Our coverage solutions go beyond just the basics

Guaranteed Replacement Cost
Coverage is extended beyond the policy limits if you need to rebuild or restore your home after a loss.

Replacement Cost for Contents
Provides the full amount needed to replace damaged personal property.

Deductible Waiver
You pay no out-of-pocket deductible on losses greater than $50,000

Additional Living Expense
You’ll be provided comparable temporary housing if you are displaced from your home due to a covered claim.

Mortgage Expense
After a covered loss, your mortgage payments are covered during the restoration period for up to one year.

Exceptional Claims Service
Our carriers typically contact you within 24 hours of a reported loss.  In many instances payment can be issued within 48 hours of settlement.