In the aftermath of a hurricane, you and your business will likely have to deal with water damage, persistent flooding and damaged utilities. And, even if you aren’t directly impacted by a hurricane, any disruptions to your employees, third-party vendors or customers can still have a severe impact. While your priority should be to ensure the safety of your employees and other stakeholders, these recovery steps can keep your business safe after a hurricane passes:
☐ File a claim with your business interruption insurance provider.
RECOVERY STEPS | |
☐ Contact your insurance provider(s) to start the claims process. | |
☐ Assess damage:
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☐ As they come to your attention, compile a list of concerns that must be addressed before you are able to reopen. | |
☐ Contact employees, suppliers and customers to inform them of any disruptions in operation and an anticipated date when they can expect it to resume. | |
☐ If you have concerns that damage to a building could pose a safety hazard to employees or customers, have the building professionally inspected. | |
☐ Secure the building while repairs are being made or if relocation of business activity is necessary. | |
☐ Ensure utilities are restored and in safe working order before resuming business operations. | |
☐ Properly repair and clean your facility to ensure the environment is free of any safety hazards before resuming business operations. | |
FINANCIAL CONSIDERATIONS | |
☐ Compile the following information to share with your insurance adjuster:
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☐ Keep detailed records of all expenses incurred during the recovery process. | |